It really is a balance of what you want. Personally i'll pay. The ability to drive through whatever I want in the winter has a price tag on it that I dont mind. Doesn't hurt that 25 years ago I drove a 1980 Ford Thunderbird with a 302 4bbl and 4.11 rear. Drove that thing like Nascar everywhere I went, 45-55mph in Low 1. Point is i'm sure I dealt with much worse mpg in the name of fun, and what I wanted out of the vehicle.